I have to give it to you, blog peeps. While I was sitting on an island the past two years, saving all my pennies, living the minimalist life, and telling all of you to spend less and live more, you were battling the monster that is living in the developed world.
You were right. It’s really, really hard to save money here, and I was all, “Oh you guys! Just cut your expenses! Or, make some more money! So simple!”
Ha, easy for me to say, right? I had no family gatherings at nice restaurants. No football games. No trips. No clothes (my God, the clothes!) Basically, when I lived in Grenada, my main expenses were food and rent.
Now I remember.
I remember how hard it is to stick to a budget in the U.S.A. I remember the temptation. I remember the ridiculous unexpected expenses that pop up.
Like Celine Dion so wisely said, it’s all coming back to me now.
Out Of Control Spending
I’ve been back maybe 3-ish weeks now, and this has been the highest spending month I’ve had all year. I’m not trying to spend a lot of money. In fact, I think I’ll still be able to save over half my income this month since I’m not paying rent and not buying much food (mooching off the parental units for a little bit!)
But seriously, why do so many things break here?
My miscellaneous category of my November budget is practically crying. Every time I enter in a new expense, it spits back a big negative number at me. My budget is probably sitting there in my spreadsheet just laughing at me saying, “$100 for miscellaneous expenses!? HA! I will show YOU what’s miscellaneous about living the USA!”
Not only did I spend $220 towards the delivery of my babies (which is fine, but I didn’t know I’d be paying for it this early), but I also had the pleasure of buying 4 new tires! Oh yes! Why get just one when you can get all 4, amiright? $500 later, and I’m definitely looking forward to December 1, when the budget starts all a’fresh.
I think the best thing about living in Grenada was how simple everything was. There just weren’t a lot of random expenses that popped up. All I had to worry about was keeping my little cash envelopes full, and paying things on time. Here people use checks or credit cards more than they use cash. They eat more out than they stay in. They have so many more electronics, stores, blow out sales, candy, etc. etc. etc. There just so much more here, and my head is still spinning.
Luckily, November is shaping up to be a high income month, so the $500 tires didn’t even have to come out of an emergency fund, which is a nice change.
It just makes me nervous about what’s in store for next month…
What unexpected expenses have you had lately?
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